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Have you been at least 30 days late on your mortgage in the past year? Have you been at least a month late on your credit card/car installment loan, more than once in the past year? Have you filed for bankruptcy and/or been in foreclosure in the past 3 years? Have you ever had any collection accounts, judgments or liens against you? If you answered yes to any of the above questions, then most like you have bad credit. If you are looking for a home loan, our bad credit loan mortgage services here at Ocean Pacific Capital can help you with your situation.

You may think you need to have good credit to get a low interest rate loan or even a loan at all, that is not the case. You may have tried getting a home mortgage loan in the past but were turned down. At Ocean Pacific Capital, we have for over 30 years, helped all of our clients to obtain the best suited loan for their needs, even those with bad credit. If you want to refinance a mortgage with bad credit you need an expert who will help you obtain that bad credit loan mortgage. We will also help you get extra cash out or fix your credit score. Our bad credit loan mortgage programs are a great way to work on your credit and give you leverage you need to avoid bankruptcy or bad credit. Just because you have bad credit doesn't mean you have to miss out on what everyone else is experiencing with their homes.

Call us today toll-free at 1-800-595-1474 or fill out our online loan application to find out more information on our bad credit loan mortgage programs!


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.625% 5.682%
15 Year Fixed
5.250% 5.345%
3/1 ARM
5.000% 5.144%
3 Year Interest Only
5.125% 5.270%
*may include points
Today's Real Estate News
Today's Real Estate News

Real estate leads: a long-tail tale
Realtor Notebook

read more


iPhone real estate app showdown
Perspective: From the Future of Real Estate Marketing blog

read more


Long live full-service commissions
Perspective: How technology can work to secure your value

read more


Study sets benchmarks for customer service
Keller Williams, Prudential top J.D. Power survey

read more


Frontdoor signs deal with Relocation.com
Real estate technology brief

read more


Social media can do wonders for RE biz
Inman blog scan

read more


Theft of escrow funds nets 12 years in prison
Real estate brief

read more


Real estate marketing and an orange monkey
Factory Tour: HomeGain

read more


Mortgage applications up slightly
Real estate brief

read more


Quantity, quality vary at real estate search sites
Study: Some sites serve up stale, inaccurate property info

read more


Rules, creepers and one-way streets
Letters From the Home Front

read more


Add firepower to real estate presentations
Perspective: An arsenal of ideas for agents

read more


MeGlobe crosses online language barriers
Real estate agent uses tool with foreign clients

read more


Fannie, Freddie shun N.Y. subprime loans
Real estate brief

read more


Lenders still plagued by fraud
Real estate brief

read more



Newsfeed display by CaRP
Today's Home Buyer News
Inman News - Industry News
Industry News provided by Inman News

RSS feeds have changed.
Please contact the Inman News Syndication Department to receive information on how to put our news on your website.

Newsfeed display by CaRP
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