Residential Loan
With our access to over 130 lenders, you can take comfort in knowing that we will offer you the best house loan for your unique situation.
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Looking for a low interest house loan to lower your current payment, consolidate debt, or simply get cash out from a mortgage company that you can trust? Ocean Pacific Capital is a 28-year old licensed California and Colorado mortgage company that offers low rates on house mortgage loans and the trusted, expert services that you deserve without the hidden costs. We have access to over 130 lenders competing for your business, so with us you'll have the peace of mind of knowing you're getting the lowest rates possible for your situtation.

Hundreds of companies provide house loans. It is a benefit to arrange them through a qualified broker.  You can compare the rates of thousands of loans with us . But always remember that the interest rates are only one of several cost components in these loans. All house loans have terms and conditions so always find out if any special fees or charges apply and if you will have to take out insurance alongside your new loan.
 
Why are house loans among the most popular methods of borrowing?
There is no doubt that it is a cost-effective way of borrowing money. If people have equity in their homes but have credit card or other debts, they will be better off by consolidating their debts into affordable house loans.

Why do people seek house loans?
People want them for a variety of reasons including: To improve or extend their homes, to buy a home, to buy a second house, or even a buy-to-let investment property. You may also buy expensive one-off items such as a car or vacations.

For more details please visit our residential page.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
6.125% 6.279%
15 Year Fixed
5.750% 6.005%
3/1 ARM
5.125% 5.275%
3 Year Interest Only
5.250% 5.397%
*may include points
Today's Real Estate News
Today's Real Estate News

Fidelity calls off LandAmerica merger
LandAmerica's future in doubt

read more


Money can buy end to 'spiral'
Commentary: Decadence will give way to anger

read more


Breaking the financial crisis
A proposal for 'mortgage payment insurance'

read more


The real estate realignment
Perspective: Roadmap to Recovery

read more


Agents, brokers get active in loan mods
Real estate licensees serve as negotiators for hire

read more


Trulia green and the 'Markerman'
Factory Tour: Trulia

read more


Judge locks in DOJ v. NAR settlement
Case draws to a close after 3-year battle

read more


Building tomorrow's brokerage
The Davison Files: Roadmap to Recovery

read more


Meeting vs. marketing in online real estate
Realtor Notebook

read more


Fannie, Freddie suspend holiday foreclosures
Streamlined loan mods launch Dec. 15

read more


Affordability rises in California
Real estate brief

read more


Brokers, change your ways
Perspective: Roadmap to Recovery

read more


Goodbye to Google ranking
Inman Community brief

read more


Reinventing the real estate industry
Editorial: A Roadmap to Recovery

read more


Cramdowns might raise borrowing costs
A cure worse than the disease?

read more



Newsfeed display by CaRP
Today's Home Buyer News
Inman News - Industry News
Industry News provided by Inman News

RSS feeds have changed.
Please contact the Inman News Syndication Department to receive information on how to put our news on your website.

Newsfeed display by CaRP
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