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Rate
est. APR
30 Year Fixed
3.625%
3.726%
15 Year Fixed
3.250%
3.430%
3/1 ARM
2.625%
2.720%
3 Year Interest Only
2.875%
2.975%
*may include points

Associates, Friends and Staff




Contact the Staff


Charles A. Elfsten,
President
Phone: 949-263-9000 EXT: 100
Direct: 949-861-2100
DRE #: 00707309
NMLS #: 330889
OPC DRE #: 00619059
OPC NMLS #: 279674
Don Carstens,
Vice President
Phone: 949-263-9000 EXT: 111
Direct: 949-861-2111
Len Cisek,
Vice President
Phone: 949-263-9000 EXT: 103
Direct: 949-861-2103
DRE #: 01382797
NMLS #: 341016
Mark M. Hasegawa,
Vice President
Phone: 949-263-9000 EXT: 109
Direct: 949-861-2109
DRE #:01790997
NMLS #: 357811
Butch Itakura,
Senior Vice President
Phone: 949-263-9000 EXT: 101
Direct: 949-861-2101
DRE #: 01235078
NMLS #: 340814
Peter J. Mickael,
Vice President
Phone: 949-263-9000 EXT: 113
Direct: 949-861-2113
DRE #: 00366433
Charles P. Smith, Jr,
Vice President
Phone: 949-263-9000 EXT: 102
Direct: 949-861-2102
DRE #: 01341545
NMLS #: 330996
Eric Wilson,
Vice President
Phone: 949-263-9000 EXT: 105
Direct: 949-861-2105
DRE #: 01404962
Marie Elfsten,
Secretary / Treasurer
Phone: 949-263-9000


NMLS #: 279674
DRE #:00619059

Equal Housing Lender